Let us help you take that trip of a lifetime.

What is tourism?

This industry involves all facilities for tourist purposes. It covers airlines, travel agents, boating, hotel, bar and restaurant as well as any related tourist facilities.

Why go with us?

Tonga Development Bank's tourism loans feature:

  • Up to $100,000 loans being offered
  • Can be repaid by either cash or salary deduction
  • Minimum cash deposit of just 25%

8.50% pa
interest rate

SecurityMortgage over project land. Insurance required. Debt and interest guaranteed by Directors and shareholders all assets acquired
TermLoans below $100,000 require a term of 6 years. For over $100,000 maximum term of 12 years, especially construction.
Repayment Percentage Salary DeductionBy cash, but salary deduction will be considered, 50% salary allowed for repayment of loan, 60% can be considered
DisbursementAccording to agreed draw down schedule.
FeesCan be charged to account.
Borrowers ContributionAdequate, either cash deposit or sweat equity, of not less than 25% of total cost of project
CRR A8.50% pa
CRR B9.00% pa
CRR C10.00% pa


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  Eligibility Guideline – Applicants

Loans may be for:

  1. plant, equipment and furniture;
  2. construction of building;
  3. transport (to a limited extent);
  4. working capital