Don't let your land go wanting

What is a Cropping/Plantation loan?

Cropping/Plantation Loans are made for the lending of mainly small amounts for land and crop developments. We will spend time with you to, providing careful guidance to support your loan appraisal and project supervision.

Why go with us?

Tonga Development Bank's Cropping and Plantation loan has:

  • A highly competitive interest rate
  • Minimum age of any applicant is 18 years
  • Loan size of upto $5,000

8.50% pa
interest rate

Cropping and Plantation
SecurityAll items owned by the borrower. The BSV to be equal or more than 1.0x with mortgage of 1.5x without mortgage
TermFor $5,000 48 months
Repayment Percentage Salary DeductionBy cash though Salary Deduction is preferable. Normally, 50% salary allowed for repayment of loan, 60% can be considered dependi
FeesCan be charged to account.
DisbursementMust be paid according to approved development plan stated in loan agreement
CRR A8.50% pa
CRR B9.00% pa
CRR C10.00% pa


Apply OnlineEnquire Now

  Eligibility Guideline – Applicants

Applicants considered under this Sector should:

  1. have established a minimum of 2 acres of existing crops, maintained to a satisfactory level. Crops to be owned by the principal borrower.
  2. The maximum proposed area of crops can be no more than 3 times the existing area of crops.
  3. Be sound credit worthy individuals, who have a good credit history in the Bank. These includes client with CRR
    of A, B, C1
  4. The loan application may be supported by another person, preferably salaried, and known to the Bank, who can act as co-borrower or guarantor for the loan.
  Loan Category
  • All loans including existing debts, below $5000 are categorised as small loans.
  • All loans, including existing debts, above $5000 are categorised as medium to large loan