Applicants considered under this Sector should:

1. have established a minimum of 2 acres of existing crops, maintained to a satisfactory level. Crops to be owned by the principal borrower.
2. The maximum proposed area of crops can be no more than 3 times the existing area of crops.
3. Be sound credit worthy individuals, who have a good credit history in the Bank. These includes client with CRR
   of A, B, C1
4. The loan application may be supported by another person, preferably salaried, and known to the Bank, who can act as co-borrower or guarantor for the loan.

• All loans including existing debts, below $5000 are categorised as small loans.
• All loans, including existing debts, above $5000 are categorised as medium to large loan